Market Volatility, Servicing Shakeups, and the New Rules of Mortgage Lending

Market Volatility, Servicing Shakeups, and the New Rules of Mortgage Lending

Show notes:

TMSpotlight:

04-28-2025 Euphoria And Dysphoria Making You “Dizzy?”

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Dizzy. We’re so dizzy. Markets are spinning, Like a whirlpool that never ends.

Contradictions fight any trend narrative except when there is short-term euphoria or dysphoria. However, with volatile volatility, technical indicators have become less reliable. Most hedging methods can work two-thirds of the time, but beware of the other third.

Will the bullish Five and Ten-year futures reverse bearish mortgages from their overreaction to global political rhetoric? Persistently elevated volatility means a 25-bps move can happen fast.

And its yield spreads, making it spin
They’re making trends dizzy.
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Song: Dizzy (1969) Tommy Roe


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlighta macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.