Hi, I’m Adam DeSanctis, this is the Mortgage Minute, the latest news from the Mortgage Bankers Association. Last week, the Trump Administration published the Spring 2025 unified agenda of regulatory and deregulatory actions outlining the regulatory actions federal administrative agencies plan to issue. Over the next six months, the rules and proposals published by federal agencies can have significant impacts on lenders and borrowers. In addition to current rulemakings of note, including the proposed rescissions of the CFBs non-bank registry rule and FHFA’s Fair lending, fair housing, and equitable housing finance plan rule activity, MBA spotted included a withdrawal of FHFA’s re-proposed suspended counterparty rule and publication of a new proposed rule amendment, an imminent advanced notice of proposed rulemaking on the LO comp rule in entry, finalizing the CFPB streamlined loss mitigation proposal and a rescission of HUD’s, federal flood risk management standard. MBA will work with members to monitor and respond to proposals put forth by government agencies that impact residential, multi-family, and commercial lending activities. Now that’s it for this week. Thank you for listening.
Adam DeSanctis, VP, Communications at Mortgage Bankers Association
As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely regarded as an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA’s social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA’s research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA’s organizational public affairs plan, media relations and member communications support for mPower, MBA’s Opens Doors Foundation and MBA’s Diversity, Equity, and Inclusion programs.