This past week, oral arguments were made on the first ever lawsuit that effectively challenges the constitutinoality of the Consumer Financial Protection Bureau (CFPB) authority. These arguments were made in the case of PHH Corp. v. CFPB that was heard in the U.S. Appeals Court for the District of Columbia. The outcome of this case could have far … [Read more...]
4-11-16 Facing the Treat of Digital Disruption w/Special Guest PETER FROBERG
With the increasing digitalization, a great many businesses and industries are being disrupted not just from the technology itself, but more significantly from new business models made possible through the Internet. Quicken's "Rocket Mortgage" is just one example. For almost a decade Peter Froberg has helped both startups and incumbents relate to … [Read more...]
4-4-16 Broadcasting “LIVE” from the MBA Mortgage Technology Conference & Expo
We will be broadcasting "LIVE" from D+H's Booth at the MBA's National Mortgage Technology Conference and Expo in Los Angeles with special guest Diane Bili, Vice Presiden of Lending for D+H. In addition, we will be interviewing other technology executives and getting their insights on the following topics: Reviewing some of announcements being … [Read more...]
3-28-16 “How to Close More Loans Faster & More Efficiently” w/ KEITH POLASKI
Have you ever wonder how some companies are able to close more loans "better, faster and cheaper" than you can? There's no question that with all the new rules and regulations, it is taking most companies longer to close loans AND it is costing them a lot more money to do so. Yet, in spite of all this, some companies are finding ways to out … [Read more...]
3-21-16 REGULATION UPDATE with Special Guest DON LAMPE of Morrison & Foerster
Our guest today is DON LAMPE of the law firm Morrison & Foerster. Don is a leading mortgage industry attorney with a special focus of advising the industries top technology companies in the mortgage lending space. Don will be sharing what he sees as CFPB's priorities in 2016 and beyond for mortgage lending and mortgage servicing. Here are … [Read more...]
Rebroadcast of the 3/21/16 “Hot Topic” w/guest DON LAMPE of Morrison & Foerster
Our guest on on the March 21, 2016 "Hot Topic" segment was DON LAMPE of the law firm Morrison & Foerster. Don is a leading mortgage industry attorney with a special focus of advising the industries top technology companies in the mortgage lending space. Don will be sharing what he sees as CFPB's priorities in 2016 and beyond for mortgage … [Read more...]
3-14-16 SPECIAL GUEST: Phil Bracken regarding America’s Homeownership Alliance
The key to our economy, as well as to our industry, is having sustainable and long-term healthy homeownership in America. For most Americans, owning a home is thee American Dream. But until now, there hasn't been an organization who's sole purpose was to be an advocate for America's homeowners. Our special guest, Phil Bracken, recognized this … [Read more...]
3-7-16 SPECIAL GUESTS: Jess Lederman & Jeff Lebowitz on MortgageBanking2020.com
On Today's program, we have invited Jess Lederman & Jeff Lebowitz to join us on the program to talk about the first comprehensive multi-volume resource for mortgage professionals since the meltdown. This multi-volume resource is titled The Mortgage Professionals Handbook covers every aspect of the mortgage business; for anyone involved in … [Read more...]
2-29-16 REGULATION UPDATE: Alice Alvey, SVP of Indecomm, to review HMDA changes
As most of you are aware, the Consumer Financial Protection Bureau (CFPB) finalized the Home Mortgage Disclosure Act (HMDA) rule in October 2015. With all the focus on TRID, many are not aware that the new HMDA rule adds 25 new data points and modifies 14 others in addition to the existing 9 data fields that were already required. Additionally, … [Read more...]
Rebroadcast of Monday’s “Hot Topic” on HMDA with Alice Alvey, SVP of Indecomm
This program is a re-broadcast of Monday's (2-29-16) "Hot Topic" segment about Home Mortgage Disclosure Act (HMDA) with Alice Alvey. As most of you are aware, the Consumer Financial Protection Bureau (CFPB) finalized the Home Mortgage Disclosure Act (HMDA) rule in October 2015. With all the focus on TRID, many are not aware that the new HMDA … [Read more...]
Rebroadcast of Monday’s Hot Topic segment w/ David Gansberg, CEO Arch MI
Since the housing market meltdown in 2008, the introduction of new regulations and the impact of technological innovation have completely changed “business as usual” for mortgage lenders. Recent economic jitters have some wondering about the long-term health of housing and the implications for loan originators. On this program, I had a very … [Read more...]
2/22/2016 INNOVATION UPDATE w/ David Gansberg, CEO Arch MI on INDUSTRY TRENDS
Since the housing market meltdown in 2008, the introduction of new regulations and the impact of technological innovation have completely changed “business as usual” for mortgage lenders. Recent economic jitters have some wondering about the long-term health of housing and the implications for loan originators. Today I’ll be talking with David … [Read more...]
2-17-2016 TRID in the Trenches – Part 2 – with Nancy Alley of Simplifile
NOTE TO LISTENERS: This is a rebroadcast of just the "Hot Topic" segment from this past Monday's program with NANCY ALLEY, VP of Strategic Planning for Simplifile This program is the second in a two program series dealing with issues that lenders are facing since TRID went into force. One of this issues we briefly touched on last week was the … [Read more...]
2-15-2016 TRID in the Trenches – Part 2 – with Nancy Alley of Simplifile
Today’s program is the second in a two program series dealing with issues that lenders are facing since TRID went into force. One of this issues we briefly touched on last week was the interaction with settlement agents. On today’s program, we are going to focus on what you can do to work more collaboratively with settlement agents as well as the … [Read more...]
2-10-2016 Monday’s Hot Topic segment “TRID in the Trenches” with Loretta Salzano
This podcast is a "rebroadcast" of Monday's HOT TOPIC segment with LORETTA SALZANO of the law firm Franzen and Salzano, P.C. Since TRID became effective on October 3rd, 2015, a fair number of lenders find themselves still struggling with it's implementation. For this reason, we are dedicating today's and next week's program, to this important … [Read more...]