Policy Promises, Market Reality, and the Road Ahead for Mortgage Lending

Policy Promises, Market Reality, and the Road Ahead for Mortgage Lending

Show notes:

TMSpotlight:

01-26-2026 Are Boring Markets “Coming Home?”

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Maybe, maybe, may, rates Coming Home to their peaceful sweet trading.

Are the markets bored with peace? Gold continues to glitter. Over the last 5 months, Copper gained 50% and has held 80% of the move.

Mortgages remain bullish while Treasuries cling to their newly minted bear trend. The 10-year T-Note yield dances between 4.32 & 4.22. But if it closes below 4.22, then look for boring trading between 4.32 and 4.13.

You’re the only range that we want,
Wanna be around. (Singer Only)

These views are mine. Discover micro-ranges at TMSpotlight.com.
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Song: Coming Home (2015) Leon Bridges. It was nominated for Best R&B Album at the 2016 Grammy Awards.


AHA White House proposal


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlighta macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.