Memorial Day Markets: A Symphony of Shifts and Signals

Memorial Day Markets: A Symphony of Shifts and Signals

Show notes:

TMSpotlight:

05-26-25 “Ba-ba-ba-BOOM!” That’s the Bond Market’s beat

———————-

In today’s rate rhythm, a single trading day? Just noise.

A week? You’re hearing a pattern.
Two weeks? Now we’re feeling it—Beethoven’s Fifth echoes through the 10-year yield.
Monthly moves? That’s a full-on symphony.

In 2025, the market plays in B major: B for breather.
We’re seeing monthly averages near 40 basis points—calm for now.
But remember: before the crescendo comes the rest.

Rates don’t stand still. From 3% to 7% in ‘22, to a tighter range in ‘24
like a composer holding tension before release. The market’s not silent… It’s tuning up.

Get the rhythm at TMSpotlight.com.
———————
Song: Symphony No. 5 (1808) Beethoven


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlighta macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.