FHFA approval on Second Mortgage, Bond Market and Other Industry Updates!

FHFA approval on Second Mortgage, Bond Market and Other Industry Updates!

Show notes:

TMSpotlight:

06-24-2024 Affordability Remains an Obstacle and Servicing values will Drop, it's a "Ball of Confusion"

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People selling out, people buying in because of the color of their screens.


With the Fed listening to Bonds and data, look for 30-year mortgage rates to stay below 7.75 and reach 6% by yearend while the 10-yield falls below 3.50.

Stop break dancing.  It will be without significant increases in production because affordability remains a significant obstacle.  Additionally, due to delinquency costs and faster prepayment speeds, servicing values will drop significantly.

Oh, Great Jerome Powell
Can't ya hear Bonds talking to ya?

Data of confusion
Segmentation, disinflation, pro-inflation; obligation to the datum 
 
That's what the world is today
Ooh, hey, hey
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Song:  Ball of Confusion (1970)

The Temptations


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlighta macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.