07-17-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

07-17-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken

Show notes:

TMSpotlight:

7.17.23 "Tom Sawyer" Will the 10 Yr Yield Be Adventure or Mishap?

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Inflation warrior
Mean, old hawk.
Today's Tom Sawyer

Mean, new dove

Are aggressive hikes gone?  Last week, the market presumed Doves won as hawkish Jim Bullard resigned as St. Louis Fed President to lead Purdue’s School of Business.  Buyers buy because they confidently expect a recession and steeper curve to drive mortgage rates down.

Despite the resulting dip in rates, the Bear trend holds.  But to defend it, the 10 yr yield must sustain 3.72.  Otherwise, expect the Bulls to attack its 3.59 reverse point.   So, watch for messy change ahead.  

We know trends aren't permanent.

But change is
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Song:  Tom Sawyer (1981)  Rush
https://www.youtube.com/watch?v=auLBLk4ibAk  

Advertisers podcast episodes:

Candor: Candor Innovation with Ed Kourany

Total Expert: Customer intelligence with Joe Welu

Simple Nexus: Leveling up Mortgage Technology with Lender insight with Andria Lightfoot

Finastra: Digital workflow and electronic signature Michael Haedrich

 

 

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlighta macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.