Show notes:
TMSpotlight:
02-16-2026 “It’s Over” For Some Regulatory Costs
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Golden scams with US end. Regulation cuts are wins.
Regulations have consequences. Forget hook ‘em horns, go with fart*, Bevo, fart. We can exhale* more easily now that Trump revoked the 2009 Obama-era “Endangerment Finding.” It drove climate rules by defining greenhouse gases, including methane emitted by cows and CO₂ exhaled by humans.
The largest deregulatory move in American history aims to reduce manufacturing costs and increase vehicle affordability. As a result, the 10-year yield broke 4.13, signaling a move below 4%.
It’s Over (singer only)
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Song: It’s Over (1964) Roy Orbison
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Articles:
The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.