In this episode of Lykken on Lending, David interviews Michael Fratantoni, Chief Economist and Senior Vice President of Research and Industry Technology at the Mortgage Bankers Association regarding his insights about the costs associated with loan origination.
Michael is responsible for overseeing MBA’s industry surveys and benchmarking studies, economic and mortgage originations forecasts, and industry technology efforts. Additionally, Fratantoni is the Executive Director of MBA’s Research Institute for Housing America (RIHA) and President of the Mortgage Industry Standards Maintenance Organization (MISMO).
As usual, the first half of the program will feature Joe Farr providing you a rate & market update, followed by Les Parker’s Market-Logics Live, a macroeconomic perspective on the economy with a music parody. Next is Alice Alvey of Union Home providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then we wrap up the first half the program with Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.
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Topics Covered in this Episode:
Listen: Economic Update
Listen: The reason why builders can’t put up more units… the 4 L’s… Labor, Lumber, Land, and Lending…
Listen: Millenials and Boomers…
Listen: A look at the legislative perspective…
Listen: A lot of talk about margin compression…
Listen: Why small builders have difficulty…
Listen: How digital mortgages will reduce costs…
Resources Mentioned in this Episode:
