In this episode of Lykken on Lending we have Brenda Clem,
Executive Vice President of Capital Markets at Pavaso as well as Jack Nunnery, President of Mortgage Finance at Texas Capital Bank in our Hot Topic segment discussing key components for lenders when it comes to the adoption and the readiness assessment for digital solutions and eNotes.
Brenda B. Clem, CMB
Pavaso, Executive Vice President Capital Markets & Blockchain
Brenda is the Executive Vice President of Capital Markets at Pavaso, a division of Old Republic Title where she is the business lead for the Capital Markets/Blockchain initiative. Previously, she has served in the mortgage industry with over 30 years of experience in operations, warehouse lending, secondary and capital markets. Brenda is an active member of The Mortgage Bankers Association with a Certified Mortgage Banker certificate and has served on various committees within MBA and MISMO. She is currently co-chair of the eWarehouse Workgroup, frequently speaking at industry events, authoring several industry articles and an industry evangelist for eNote and eMortgage adoption. At Pavaso, she uses her industry knowledge and leadership to implement new standards for industry practices which improves compliance, profitability and transparency in the mortgage transaction.
Contact email: bclem@pavaso.com Cell: 513.309.1306
Jack Nunnery
President of Mortgage Finance at Texas Capital Bank

Management responsibility for multiple business lines including Warehouse Lending, Correspondent Lending and MSR Financing at a mid tier publicly trade financial institution
Reporting structure includes Sales, Operational Fulfillment, Capital Markets, Quality Control, Servicing and Risk Management.
Topics Covered in this Episode:
1. Understanding eNotes and eClosing Electronic Signatures
2. Education and Awareness aboutDigital Solutions for the Mortgage Industry
3. GinnieMae 2020 Roadmap and Readiness Assessments
As usual, the first half of the program will feature Joe Farr providing you a rate & market update, followed by Les Parker’s Market-Logics Live, a macroeconomic perspective on the economy with a music parody. Next is Alice Alvey of Union Home providing a regulatory & legislative update followed by Allen Pollack giving us a Tech Report of the latest technology impacting our industry. Then we wrap up the first half the program with Andy Schell, a/k/a “Profit Doctor” sharing ideas on how to improve your bottom line.
Excerpts from the Hot Topic Interview:
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We are the sum of all of our experiences, and the experience I've got from the mortgage tech space has proven to be invaluable..
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An overview of warehouse lending...
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What's changing... a look at eNotes and why this is important...
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Accounting software that manages the movement of money for the warehouse lender...
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How do eNotes affect warehouse lenders... I'd rather be early than late...
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The mortgage business is going to be radically different in 5 to 7 years from now...
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This whole landscape is sitting on the precipice of change...
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The changes happening in warehouse lending due to eNotes...
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Readiness adoption process of accepting eNotes...
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The reasons why lenders should get into eMortgage solutions... massive savings...
Listen: GinnieMae 2020... a key component to drive more significant adoption in the mortgage industry of eNotes...