Simon Moir SVP & General Manager, Digital Mortgage
Simon Moir is Senior Vice President and General Manager of Digital Mortgage of eOriginal, the leading platform for creating, managing, and monetizing trusted digital loans.
Simon focuses on the advancement and execution of eOriginal’s mortgage growth strategy, including the product roadmap, business development, sales and solution delivery.
During his career, he has worked for both privately-held companies and specialty divisions of larger publicly-traded organizations. Previously, Simon served as Senior Vice President of Business Development at Savana. Prior to Savana, he was the Senior Director of Mortgage Technology at CoreLogic. Simon joined CoreLogic through its acquisition of Dorado, a successful, privately-held mortgage technology company based in the Bay Area.
Simon’s depth of knowledge and experience in the mortgage industry is unparalleled and he fills an integral role on the eOriginal team by helping guide expansion with innovative strategies. Originally from New Zealand, Simon holds a Bachelor of Science in Chemistry from the University of Canterbury.
Bob Smedley SVP, Warehouse Lending
Bob Smedley has been involved in mortgage warehouse lending and investment portfolio management for the past 34 years. He joined People’s United Bank two years ago and stepped into the role of team leader for eNote implementation.
Since then, People’s United Bank has gained approval as a FNMA and FHLMC approved eNote Warehouse Lender. PUB currently has one client actively using their line for eNote fundings and we are actively looking to lead the market in the adoption of eNotes. People's United Bank is a $50 billion Super Regional Bank headquartered in the Northeast United States.
Our mortgage banker finance group lends to independent mortgage bankers across the nation and currently has 60 customers with over $2 billion of commitments. We love the warehouse lending business and are eager to be a leader in the eNote ecosystem, along with our friends and partners at eOriginal.
Topics Covered in this Hot Topic Interview: 1. Historical perspective of digital notes - MERS, founded in 2004. 2. Adoption of eNotes by originators - Is it really going to happen this time? 3. Details on how Warehouse Lenders entering this space can get a positive result. 4. What GinnieMae's 2020 means for digital mortgages. 5. Advice for Executives when transitioning to digital solutions. Excerpts from this Interview: Listen: There's been a number of building blocks put in place just recently allowing people to do this at scale... Listen: A perspective on digital signatures and where they started... Listen: How this can helps warehouse lenders and independent mortgage bankers... Listen: This is truly a competitive advantage to them because it totally changes the financial model... Listen: Being an open platform makes it easy to integrate... Listen: Making it easy for the settlement community will drive adoption... Listen: I think this is a great opportunity to streamline and gain in sale... anywhere between 7 and 15 basis points... Listen: GinnieMae 2020 and being on the forefront when the floodgates open... Listen: What advice would you give executives when transitioning to digital solutions... Listen: Taking note of the other entities who have already adopted the technology... Listen: For someone looking to gain efficiency...